Card

Unscheduled Purchase

Merchant initiated transactions with absent cardholders.

Unscheduled Purchase

This feature is only available for merchants who have a specific agreement with Swedbank Pay.

An unscheduled purchase, also called a Merchant Initiated Transaction (MIT), is a payment which uses a paymentToken generated through a previous payment in order to charge the same card at a later time. They are done by the merchant without the cardholder being present.

Unscheduled purchases can be used in cases where you have an agreement with your customer which handles both recurring orders and/or singular transactions. Observe - it’s important that the Terms of Service clearly and understandably states how the payment will be done towards your customer. Example use cases are car rental companies charging the payer’s card for toll road expenses after the rental period, or different subscription services and recurring orders where the periodicity and/or amount varies.

Please note that you need to do a capture after sending the unscheduled request. We have added a capture section at the end of this page for that reason.

Generating The Token

First, you need an initial transaction where the unscheduledToken is generated and connected. You do that by adding the field generateUnscheduledToken in the request and set the value to true. The payer must complete the purchase to activate the token. You can also use Verify to activate tokens.

(Read more about deleting the unscheduled token here.)

Initial Request

The initial request should look like this:

Request 



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POST /psp/creditcard/payments HTTP/1.1
Authorization: Bearer <AccessToken>
Content-Type: application/json





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{
    "payment": {
        "operation": "Purchase",
        "intent": "Authorization",
        "currency": "SEK",
        "prices": [{
                "type": "CreditCard",
                "amount": 1500,
                "vatAmount": 0
            }
        ],
        "description": "Test Purchase", 
        "generatePaymentToken": true, 
        "userAgent": "Mozilla/5.0...",
        "language": "nb-NO",
        "urls": { 
            "completeUrl": "https://example.com/payment-completed",
            "cancelUrl": "https://example.com/payment-cancelled",
            "callbackUrl": "https://example.com/payment-callback",
            "logoUrl": "https://example.com/payment-logo.png",
            "termsOfServiceUrl": "https://example.com/payment-terms.pdf",
        },
        "payeeInfo": {
            "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
            "payeeReference": "CD1234",
            "payeeName": "Merchant1",
            "productCategory": "A123",
            "orderReference": "or123",
            "subsite": "mySubsite"
        },
        "payer": {
            "payerReference": "AB1234",
        },
        "cardholder": {
            "firstName": "Olivia",
            "lastName": "Nyhuus",
            "email": "olivia.nyhuus@swedbankpay.com",
            "msisdn": "+4798765432",
            "homePhoneNumber": "+4787654321",
            "workPhoneNumber": "+4776543210",
            "shippingAddress": {
                "firstName": "Olivia",
                "lastName": "Nyhuus",
                "email": "olivia.nyhuus@swedbankpay.com",
                "msisdn": "+4798765432",
                "streetAddress": "Saltnestoppen 43",
                "coAddress": "",
                "city": "Saltnes",
                "zipCode": "1642",
                "countryCode": "NO"
            }, 
        },
        "riskIndicator": {
            "deliveryEmailAddress": "olivia.nyhuus@swedbankpay.com",
            "deliveryTimeFrameIndicator": "01",
            "preOrderDate": "19801231",
            "preOrderPurchaseIndicator": "01",
            "shipIndicator": "01",
            "giftCardPurchase": false,
            "reOrderPurchaseIndicator": "01",
            "pickUpAddress": {
                "name": "Olivia Nyhuus",
                "streetAddress": "Saltnestoppen 43",
                "coAddress": "",
                "city": "Saltnes",
                "zipCode": "1642",
                "countryCode": "NO"
            }
        }
    }
}

| Required | Field | Type | Description | | :————–: | :——————————– | :———— | :—————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————————- | | check | payment | object | The payment object | | check | operation | string | Determines the initial operation, defining the type of payment order created. Possible options are Purchase, Abort Verify, UnscheduledPurchase, Recur and Payout. | | check | intent | string | Authorization. Reserves the amount, and is followed by a Cancel or Capture of funds.

AutoCapture. A one phase option that enables the Capture of funds automatically after authorization. | | check | currency | string | NOK, SEK, DKK, USD or EUR. | | check | prices | array | The prices resource lists the prices related to a specific payment. | | check | type | string | Use the value ``.See the prices resource for more information. | | check | amount | integer | The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. | | check | vatAmount | integer | The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged. | | check | description | string(40) | A textual description of the purchase. Maximum length is 40 characters. | | | generatePaymentToken| boolean | true or false. Set to true if you want to generate a paymentToken for future unscheduled purchases (Merchant Initiated Transactions). | | check | userAgent | string | The user agent of the payer. Should typically be set to the value of the User-Agent header sent by the payer’s web browser. | | check | language | string | sv-SE, nb-NO, da-DK, de-DE, ee-EE, en-US, es-ES, fr-FR, lv-LV, lt-LT, ru-RU or fi-FI. | | check︎ | urls | object | The object containing URLs relevant for the payment. | | check | completeUrl | string | The URL that Swedbank Pay will redirect back to when the payer has completed their interactions with the payment. This does not indicate a successful payment, only that it has reached a final (complete) state. A GET request needs to be performed on the payment to inspect it further. See completeUrl for details. | | check | cancelUrl | string | The URL to redirect the payer to if the payment is cancelled. Only used in redirect scenarios. Can not be used simultaneously with paymentUrl; only cancelUrl or paymentUrl can be used, not both. | | | paymentUrl | string | The paymentUrl represents the URL that Swedbank Pay will redirect back to when the view-operation needs to be loaded, to inspect and act on the current status of the payment, such as when the payer is redirected out of the Seamless View (the <iframe>) and sent back after completing the payment. paymentUrl is only used in Seamless Views and should point to the page of where the Payment Order Seamless View is hosted. If both cancelUrl and paymentUrl is sent, the paymentUrl will used. | | | callbackUrl | string | The URL that Swedbank Pay will perform an HTTP POST against every time a transaction is created on the payment. See callback for details. | | | logoUrl | string | The URL that will be used for showing the customer logo. It must be a picture with maximum 50px height and 400px width. HTTPS is required. | | | termsOfServiceUrl | string | The URL to the terms of service document which the payer must accept in order to complete the payment. HTTPS is a requirement. | | check | payeeInfo | object | The payeeInfo object, containing information about the payee (the recipient of the money). See payeeInfo for details. | | check | payeeId | string | This is the unique id that identifies this payee (like merchant) set by Swedbank Pay. | | check | payeeReference | string(30) | A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent to the acquirer and the payeeReference must be in the format of A-Za-z0-9 and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. | | | payeeName | string | The payee name (like merchant name) that will be displayed when redirected to Swedbank Pay. | | | productCategory | string(50) | A product category or number sent in from the payee/merchant. This is not validated by Swedbank Pay, but will be passed through the payment process and may be used in the settlement process. | | | orderReference | string(50) | The order reference should reflect the order reference found in the merchant’s systems. | | | subsite | string(40) | The subsite field can be used to perform a split settlement on the payment. The different subsite values must be resolved with Swedbank Pay reconciliation before being used. If you send in an unknown subsite value, it will be ignored and the payment will be settled using the merchant’s default settlement account. Must be in the format of A-Za-z0-9. | | | payer | string | The payer object, containing information about the payer. | | | payerReference | string | The reference to the payer from the merchant system, like e-mail address, mobile number, customer number etc. Mandatory if generateRecurrenceToken, RecurrenceToken, generatePaymentToken or paymentToken is true. | | | metadata | object | A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent to the acquirer and the payeeReference must be in the format of A-Za-z0-9 and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. | | | cardholder | object | Optional. Cardholder object that can hold information about a buyer (private or company). The information added increases the chance for frictionless flow and is related to 3-D Secure 2.0.. | | | firstName | string | Optional (increased chance for frictionless flow if set). If buyer is a company, use only firstName. | | | lastName | string | Optional (increased chance for frictionless flow if set). If buyer is a company, use only firstName. | | | email | string | Optional (increased chance for frictionless flow if set) | | | msisdn | string | Optional (increased chance for frictionless flow if set) | | | homePhoneNumber | string | Optional (increased chance for frictionless flow if set) | | | workPhoneNumber | string | Optional (increased chance for frictionless flow if set) | | | shippingAddress | object | Optional (increased chance for frictionless flow if set) | | | firstName | string | Optional (increased chance for frictionless flow if set) | | | lastName | string | Optional (increased chance for frictionless flow if set) | | | email | string | Optional (increased chance for frictionless flow if set) | | | msisdn | string | Optional (increased chance for frictionless flow if set) | | | streetAddress | string | Optional (increased chance for frictionless flow if set) | | | coAddress | string | Optional (increased chance for frictionless flow if set) | | | city | string | Optional (increased chance for frictionless flow if set) | | | zipCode | string | Optional (increased chance for frictionless flow if set) | | | countryCode | string | Optional (increased chance for frictionless flow if set) | | | billingAddress | object | Optional (increased chance for frictionless flow if set) | | | firstName | string | Optional (increased chance for frictionless flow if set). If buyer is a company, use only firstName. | | | lastName | string | Optional (increased chance for frictionless flow if set). If buyer is a company, use only firstName. | | | email | string | Optional (increased chance for frictionless flow if set) | | | msisdn | string | Optional (increased chance for frictionless flow if set) | | | streetAddress | string | Optional (increased chance for frictionless flow if set) | | | coAddress | string | Optional (increased chance for frictionless flow if set) | | | city | string | Optional (increased chance for frictionless flow if set) | | | zipCode | string | Optional (increased chance for frictionless flow if set) | | | countryCode | string | Optional (increased chance for frictionless flow if set) |

riskIndicator array
This **optional** object consist of information that helps verifying the payer. Providing these fields decreases the likelihood of having to prompt for 3-D Secure 2.0 authentication of the payer when they are authenticating the purchase.
deliveryEmailAdress string
For electronic delivery, the email address to which the merchandise was delivered. Providing this field when appropriate decreases the likelihood of a 3-D Secure authentication for the payer.
deliveryTimeFrameIndicator string
Indicates the merchandise delivery timeframe.
`01` (Electronic Delivery)
`02` (Same day shipping)
`03` (Overnight shipping)
`04` (Two-day or more shipping)
preOrderDate string
For a pre-ordered purchase. The expected date that the merchandise will be available. Format: `YYYYMMDD`
preOrderPurchaseIndicator string
Indicates whether the payer is placing an order for merchandise with a future availability or release date.
`01` (Merchandise available)
`02` (Future availability)
shipIndicator string
Indicates shipping method chosen for the transaction.
`01` (Ship to cardholder's billing address)
`02` (Ship to another verified address on file with merchant)
`03` (Ship to address that is different than cardholder's billing address)
`04` (Ship to Store / Pick-up at local store. Store address shall be populated in shipping address fields)
`05` (Digital goods, includes online services, electronic giftcards and redemption codes)
`06` (Travel and Event tickets, not shipped)
`07` (Other, e.g. gaming, digital service)
giftCardPurchase bool
`true` if this is a purchase of a gift card.
reOrderPurchaseIndicator string
Indicates whether the cardholder is reordering previously purchased merchandise.
`01` (First time ordered)
`02` (Reordered).
pickUpAddress object
If `shipIndicator` set to `04`, then prefill this with the payers `pickUpAddress` of the purchase to decrease the risk factor of the purchase.
name string
If `shipIndicator` set to `04`, then prefill this with the payers `name` of the purchase to decrease the risk factor of the purchase.
streetAddress string
If `shipIndicator` set to `04`, then prefill this with the payers `streetAddress` of the purchase to decrease the risk factor of the purchase. Maximum 50 characters long.
coAddress string
If `shipIndicator` set to `04`, then prefill this with the payers `coAddress` of the purchase to decrease the risk factor of the purchase.
city string
If `shipIndicator` set to `04`, then prefill this with the payers `city` of the purchase to decrease the risk factor of the purchase.
zipCode string
If `shipIndicator` set to `04`, then prefill this with the payers `zipCode` of the purchase to decrease the risk factor of the purchase.
countryCode string
If `shipIndicator` set to `04`, then prefill this with the payers `countryCode` of the purchase to decrease the risk factor of the purchase.

Initial Response

Response 



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HTTP/1.1 200 OK
Content-Type: application/json





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{
    "payment": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 1234567890,
        "instrument": "CreditCard",
        "created": "2016-09-14T13:21:29.3182115Z",
        "updated": "2016-09-14T13:21:57.6627579Z",
        "state": "Ready",
        "operation": "Purchase",
        "intent": "Authorization",
        "currency": "SEK",
        "amount": 0,
        "remainingCaptureAmount": 1500,
        "remainingCancellationAmount": 1500,
        "remainingReversalAmount": 0,
        "description": "Test Purchase",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0...",
        "language": "sv-SE", 
        "paymentToken": "7e6cdfc3-1276-44e9-9992-7cf4419750e1", 
        "prices": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices" },
        "transactions": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions" },
        "authorizations": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/authorizations" },
        "captures": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures" },
        "reversals": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals" },
        "cancellations": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations" },
        "urls": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls" },
        "payeeInfo": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeInfo" },
        "payers": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers" },
        "settings": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/settings" }
    },
    "operations": [
        {
            "rel": "update-payment-abort",
            "href": "https://api.externalintegration.payex.com/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
            "method": "PATCH",
            "contentType": "application/json"
        },
        {
            "rel": "redirect-authorization",
            "href": "https://ecom.externalintegration.payex.com/creditcard/payments/authorize/5a17c24e-d459-4567-bbad-aa0f17a76119",
            "method": "GET",
            "contentType": "text/html"
        },
        {
            "rel": "view-authorization",
            "href": "https://ecom.externalintegration.payex.com/creditcard/core/scripts/client/px.creditcard.client.js?token=5a17c24e-d459-4567-bbad-aa0f17a76119",
            "method": "GET",
            "contentType": "application/javascript"
        },
        {
            "rel": "view-payment",
            "href": "https://ecom.externalintegration.payex.com/creditcard/core/scripts/client/px.creditcard.client.js?token=5a17c24e-d459-4567-bbad-aa0f17a76119",
            "method": "GET",
            "contentType": "application/javascript"
        },
        {
            "rel": "direct-authorization",
            "href": "https://api.externalintegration.payex.com/psp/creditcard/confined/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/authorizations",
            "method": "POST",
            "contentType": "application/json"
        }
    ]
}
Field Type Description
payment object The payment object contains information about the specific payment.
id string The relative URL and unique identifier of the payment resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
number integer The payment number, useful when there’s need to reference the payment in human communication. Not usable for programmatic identification of the payment, where id should be used instead.
instrument string The payment method used in the payment.
created string The ISO-8601 date of when the payment was created.
updated string The ISO-8601 date of when the payment was updated.
state string Ready, Pending, Failed or Aborted. Indicates the state of the payment, not the state of any transactions performed on the payment. To find the state of the payment’s transactions (such as a successful authorization), see the transactions resource or the different specialized type-specific resources such as authorizations or sales.
operation string Determines the initial operation, defining the type of payment order created. Possible options are Purchase, Abort Verify, UnscheduledPurchase, Recur and Payout.
intent string Authorization
currency string NOK, SEK, DKK, USD or EUR.
amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
remainingCaptureAmount integer The available amount to capture.
remainingCancelAmount integer The available amount to cancel.
remainingReversalAmount integer The available amount to reverse.
description string(40) A textual description of the purchase. Maximum length is 40 characters.
userAgent string The user agent of the payer. Should typically be set to the value of the User-Agent header sent by the payer’s web browser.
language string sv-SE, nb-NO, da-DK, de-DE, ee-EE, en-US, es-ES, fr-FR, lv-LV, lt-LT, ru-RU or fi-FI.
paymentToken string The generated payment token, if operation: Verify, operation: UnscheduledPurchase or generatePaymentToken: true was used.
prices id The URL to the prices resource where all URLs related to the payment can be retrieved.
transactions id The URL to the transactions resource where the information about the payer can be retrieved.
authorizations id The URL to the authorizations resource where the information about the payer can be retrieved.
captures id The URL to the captures resource where the information about the payer can be retrieved.
reversals id The URL to the reversals resource where the information about the payer can be retrieved.
cancellations id The URL to the cancellations resource where the information about the payer can be retrieved.
urls id The URL to the urls resource where all URLs related to the payment can be retrieved.
payeeInfo id The URL to the payeeInfo resource where information related to the payee can be retrieved.
payers id The URL to the payer resource where the information about the payer can be retrieved.
settings id The URL to the settings resource where the information about the payer can be retrieved.
operations array The array of operations that are possible to perform on the payment in its current state.

GET The Token

You can retrieve the token by using the expand option when you GET your payment. The GET request should look like the one below, with a ?$expand=paid after the paymentOrderId. The response should match the initial payment response, but with an expanded paid field.

Request 



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GET /psp/creditcard/payments/09ccd29a-7c4f-4752-9396-12100cbfecce/?$expand=paid HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

Performing The Unscheduled Purchase

When you are ready to perform the unscheduled purchase, simply add the unscheduledToken field and use the token as the value. Your request should look like this:

Unscheduled Request

Request 



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POST /psp/creditcard/payments HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json





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{
    "payment": {
        "operation": "UnscheduledPurchase",
        "intent": "Authorization",
        "paymentToken": "7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "currency": "NOK",
        "amount": 1500,
        "vatAmount": 0,
        "description": "Test Unscheduled",
        "userAgent": "Mozilla/5.0...",
        "language": "nb-NO",
        "urls": { 
            "completeUrl": "https://example.com/payment-completed",
            "cancelUrl": "https://example.com/payment-cancelled",
            "callbackUrl": "https://example.com/payment-callback",
            "logoUrl": "https://example.com/payment-logo.png",
            "termsOfServiceUrl": "https://example.com/payment-terms.pdf",
        },
        "payeeInfo": {
            "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
            "payeeReference": "CD1234",
            "payeeName": "Merchant1",
            "productCategory": "A123",
            "orderReference": "or-12456",
            "subsite": "MySubsite"
        },
        "payer": {
            "payerReference": "AB1234",
        }
    }
}
Required Field Type Description
check payment object The payment object
check operation string Determines the initial operation, defining the type of payment order created. Possible options are Purchase, Abort Verify, UnscheduledPurchase, Recur and Payout. Must be unscheduledPurchase.
check intent string Authorization.
check paymentToken string The paymentToken generated in the initial purchase, if operation: Verify or generatePaymentToken: true was used.
check currency string NOK, SEK, DKK, USD or EUR.
check amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
check vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
check description string(40) A textual description of the purchase. Maximum length is 40 characters.
check userAgent string The user agent of the payer. Should typically be set to the value of the User-Agent header sent by the payer’s web browser.
check language string sv-SE, nb-NO, da-DK, de-DE, ee-EE, en-US, es-ES, fr-FR, lv-LV, lt-LT, ru-RU or fi-FI.
check︎ urls object The object containing URLs relevant for the payment.
check completeUrl string The URL that Swedbank Pay will redirect back to when the payer has completed their interactions with the payment. This does not indicate a successful payment, only that it has reached a final (complete) state. A GET request needs to be performed on the payment to inspect it further. See completeUrl for details.
check cancelUrl string The URL to redirect the payer to if the payment is cancelled. Only used in redirect scenarios. Can not be used simultaneously with paymentUrl; only cancelUrl or paymentUrl can be used, not both.
  paymentUrl string The paymentUrl represents the URL that Swedbank Pay will redirect back to when the view-operation needs to be loaded, to inspect and act on the current status of the payment, such as when the payer is redirected out of the Seamless View (the <iframe>) and sent back after completing the payment. paymentUrl is only used in Seamless Views and should point to the page of where the Payment Order Seamless View is hosted. If both cancelUrl and paymentUrl is sent, the paymentUrl will used.
  callbackUrl string The URL that Swedbank Pay will perform an HTTP POST against every time a transaction is created on the payment. See callback for details.
  logoUrl string The URL that will be used for showing the customer logo. It must be a picture with maximum 50px height and 400px width. HTTPS is required.
  termsOfServiceUrl string The URL to the terms of service document which the payer must accept in order to complete the payment. HTTPS is a requirement.
check payeeInfo object The payeeInfo object, containing information about the payee (the recipient of the money). See payeeInfo for details.
check payeeId string This is the unique id that identifies this payee (like merchant) set by Swedbank Pay.
check payeeReference string(30) A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent to the acquirer and the payeeReference must be in the format of A-Za-z0-9 and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.
  payeeName string The payee name (like merchant name) that will be displayed when redirected to Swedbank Pay.
  productCategory string(50) A product category or number sent in from the payee/merchant. This is not validated by Swedbank Pay, but will be passed through the payment process and may be used in the settlement process.
  orderReference string(50) The order reference should reflect the order reference found in the merchant’s systems.
  subsite string(40) The subsite field can be used to perform a split settlement on the payment. The different subsite values must be resolved with Swedbank Pay reconciliation before being used. If you send in an unknown subsite value, it will be ignored and the payment will be settled using the merchant’s default settlement account. Must be in the format of A-Za-z0-9.
  payer string The payer object, containing information about the payer.
  payerReference string The reference to the payer from the merchant system, like e-mail address, mobile number, customer number etc. Mandatory if generateRecurrenceToken, RecurrenceToken, generatePaymentToken or paymentToken is true.

Unscheduled Response

Response 



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HTTP/1.1 200 OK
Content-Type: application/json





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{
  "payment": {
    "id": "/psp/creditcard/payments/5adc265f-f87f-4313-577e-08d3dca1a26c",
    "number": 1234567890,
    "created": "2016-09-14T13:21:29.3182115Z",
    "updated": "2016-09-14T13:21:57.6627579Z",
    "state": "Ready",
    "operation": "Purchase",
    "intent": "Authorization",
    "currency": "NOK",
    "amount": 1500,
    "remainingCaptureAmount": 1500,
    "remainingCancellationAmount": 1500,
    "remainingReversalAmount": 0,
    "description": "Test Unscheduled",
    "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
    "userAgent": "Mozilla/5.0...",
    "language": "nb-NO",
    "paymentToken": "7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "prices": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices" },
    "transactions": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions" },
    "authorizations": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/authorizations" },
    "captures": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures" },
    "reversals": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals" },
    "cancellations": { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations" },
    "urls" : { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls" },
    "payeeInfo" : { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeInfo" },
    "payers" : { "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers" }
  }
}

See the table in the initial purchase response for descriptions.

Capture

The capture transaction is where you ensure that the funds are charged from the payer. This step usually takes place when the product has exchanged possession. You must first do a GET request on the payment to find the create-capture operation.

Please note that you have a maximum of 5 consecutive failed attempts at a capture. The payment will be locked after this, and you need to contact us for another attempt.

Create Capture Transaction

To create a capture transaction to withdraw money from the payer’s card, you need to perform the create-capture operation.

Capture Request

Request 



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POST /psp//payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json





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{
    "transaction": {
        "amount": 1500,
        "vatAmount": 250,
        "description": "Test Capture",
        "payeeReference": "ABC123"
    }
}
Field
Type
Required
transaction object check
The object representation of the generic transaction resource, containing information about the current transaction.
amount integer check
Amount is entered in the lowest monetary units of the selected currency. E.g. 10000 = 100.00 NOK, 5000 = 50.00 SEK.
vatAmount integer check
Amount is entered in the lowest monetary units of the selected currency. E.g. 10000 = 100.00 NOK, 5000 = 50.00 SEK.
description string check
A textual description of the capture transaction.
payeeReference string(30) check
A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. **If Swedbank Pay handles the** **settlement**, the `transaction.number` is sent to the acquirer and the `payeeReference` must be in the format of `A-Za-z0-9` and `string(50)`. **If you handle the settlement**, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters **must be digits**.

Capture Response

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HTTP/1.1 200 OK
Content-Type: application/json





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{
    "payment": "/psp//payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "capture": {
        "id": "/psp//payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp//payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Capture",
            "state": "Completed",
            "number": 1234567890,
            "amount": 1500,
            "vatAmount": 250,
            "description": "Test Capture",
            "payeeReference": "ABC123",
            "isOperational": false,
            "operations": []
        }
    }
}
Property
Type
payment string
The relative URL of the payment this capture transaction belongs to.
capture object
The capture resource contains information about the capture transaction made against a card payment.
id string
The relative URL of the created capture transaction.
transaction object
The object representation of the generic transaction resource, containing information about the current transaction.
id string
The relative URL of the current transaction resource.
created string
The ISO-8601 date and time of when the transaction was created.
updated string
The ISO-8601 date and time of when the transaction was updated.
type string
Indicates the transaction type.
state string
Indicates the state of the transaction, usually `initialized`, `completed` or `failed`. If a partial has been done and further transactions are possible, the state will be `awaitingActivity`.
number integer
The transaction `number`, useful when there's need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where `id` should be used instead.
amount integer
Amount is entered in the lowest monetary units of the selected currency. E.g. 10000 = 100.00 NOK, 5000 = 50.00 SEK.
vatAmount integer
If the amount given includes VAT, this may be displayed for the user in the payment page (redirect only). Set to 0 (zero) if this is not relevant.
description string
A human readable description of maximum 40 characters of the transaction.
payeeReference string(30)
A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. **If Swedbank Pay handles the** **settlement**, the `transaction.number` is sent to the acquirer and the `payeeReference` must be in the format of `A-Za-z0-9` and `string(50)`. **If you handle the settlement**, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters **must be digits**.
failedReason string
The human readable explanation of why the payment failed.
isOperational boolean
true if the transaction is operational; otherwise false.
operations array
The array of operations that are possible to perform on the transaction in its current state.

List Capture Transactions

The captures resource list the capture transactions (one or more) on a specific payment.

Request 



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GET /psp//payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The capture resource contains information about the capture transaction made against a creditcard payment. You can return a specific capture transaction by performing a GET request towards the specific transaction’s id.

Transaction List Response

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Content-Type: application/json





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{
    "paymentorder": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "captures": { 
        "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment",
        "captureList": [{
            "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Capture",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}
Field
Type
paymentOrder string

The relative URL and unique identifier of the payment resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.

reversals object
The current captures resource.
id string

The relative URL and unique identifier of the captures resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.

reversalList array
The capture transaction object described in the capture resource below.
id string

The relative URL and unique identifier of the transaction resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.

created string
The ISO-8601 date and time of when the transaction was created.
updated string
The ISO-8601 date and time of when the transaction was updated.
type string
Indicates the transaction type.
state string

Indicates the state of the transaction, usually initialized, completed or failed. If a partial capture has been done and further transactions are possible, the state will be awaitingActivity.

number integer

The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.

amount integer

The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.

vatAmount integer

The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.

description string

A textual description of the purchase. Maximum length is 40 characters.

payeeReference string(30)

A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent to the acquirer and the payeeReference must be in the format of A-Za-z0-9 and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.

isOperational bool
true if the transaction is operational; otherwise false.
operations array

The array of operations that are possible to perform on the transaction in its current state.

Capture Sequence Diagram

Capture can only be done on an authorized transaction. It is possible to do a partial capture where you only capture a part of the authorized amount. You can do more captures on the same payment up to the total authorization amount later.

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [ captures]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource